Making a choice on which structured settlement company to handle the sale of your settlement can be stressful. Here is a list of top rated structured settlement annuity companies:
- DRB Capital Structured Settlement – DRB Capital offers the most cash and their fees are the lowest fees of all the structured settlement companies we reviewed. Their customer service has a reputation of looking out for the best needs of their clients during the transaction.
- Annuity Transfers, Ltd. – A structured settlement company based in Plano, Texas.
- SenecaOne – A structured settlement buyer based in Delray Beach, Florida.
- Oasis Legal Finance – Oasis Legal Finance is a structured settlement company based in Rosemont, Illinois.
- Woodbridge Structured Funding – Woodbridge Structured Funding is another structured settlement company baased in Los Angeles, California.
We have put together four things to look for and our recommended companies so you can make the right decision. Make sure to research and consider below factors before thinking of selling your future payments:
- Purchase price
When getting quotes from structured settlement companies, the lump sum you are offered can vary by a wide margin. The primary factor determining the purchase price is the duration of the agreement, the sooner your payments being received, the more you will be paid.
- Discount rate
Again, this price will vary from a company to another, make sure to compare and choose the best option. This rate is similar to interest rate a borrower pays for a standard loan. The lower this rate, the better for you as a consumer.
- The reputation of the company
Choose a company with a long history of active transactions. There are some companies that are going through some difficult financial times, so they might be willing to offer you more to get your business, but that also carries significant risk on your part.
- Fees and charges
Depending on your agreement, sometimes costs and fees are paid when selling structured settlements. We give you the most money with the best terms available.